Modest Needs Grants for Self Sufficiency

1. Self-Sufficiency Grants
Modest Needs makes Self-Sufficiency Grants by remitting payment to a creditor for an expense on behalf of an otherwise self-sufficient individual or family for a relatively small, emergency expense which the individual or family could not have anticipated or prepared for.

2. Back-to-Work Grants
Modest Needs makes Back-to-Work Grants by remitting payment for a small fee or expense that will allow a temporarily unemployed individual to return to productive, full-time employment.

3. Independent Living Grants
Modest Needs makes Independent Living Grants by remitting payment to a creditor for an expense on behalf of persons who are permanently unable to work but who nevertheless are living independently on the limited income to which they are entitled - their retirement income, or their permanent disability income, for example.

4. Non-Profit Grants
Modest Needs makes Non-Profit Grants by remitting payment to a creditor for an expense incurred by a small non-profit organization that will demonstrably strengthen that organization's ability to serve its clients and community.

5. The 'Random Acts of Kindness' Grant
The 'Random Acts of Kindness' grant program, which Modest Needs administers on behalf of a private foundation, is similar to Modest Needs' own Self-Sufficiency Grant in that the 'Random Acts of Kindness Grant' is designed to prevent an otherwise self-sufficient individual or family from entering the cycle of poverty due to an unexpected emergency expense.